Archive for Equipment Financing

By Diane, PBC Finance Some of my favorite calls are the ones I get a few years after a first truck deal. The voice on the other end sounds different. More confident. “Diane, I think I’m ready for truck number […]

By Diane, PBC Finance Most people know us for trucks, but I’ll let you in on something: a lot of my calls come from people who move dirt. Excavating contractors, site prep crews, landscapers who’ve outgrown renting, and dump truck […]

By Diane, PBC Finance There’s a certain sound in someone’s voice when they call to say they’re finally ready to go out on their own. They’re excited, a little nervous, and almost always worried about one thing: “Will anyone finance […]

By Diane, PBC Finance Let me start with something I wish more people heard: a rough patch on your credit doesn’t make you a bad person or a bad businessperson. I’ve talked with a lot of hardworking truckers and contractors […]

By Diane, PBC Finance A truck without a trailer is just an expensive way to get to the truck stop. Sooner or later, a lot of owner-operators decide they’re tired of being tied to a carrier’s trailer pool. They want […]

By Diane, PBC Finance Dump truck folks are some of my favorite people to work with. They’re usually practical, they know their work inside and out, and they don’t want a lot of fuss. They just want to know whether […]

By Diane, PBC Finance “The bank said they don’t do private party.” I’ve heard that sentence more times than I can count. Somebody finds a great truck from a retiring owner-operator, or a loader from a contractor who’s downsizing, and […]

By Diane, PBC Finance “Should I lease or should I buy?” It’s a great question, and here’s the truth: there isn’t one right answer. I’ve been doing this for 30 years, and I’ve seen leasing be the perfect fit for […]

By Diane, PBC Finance If I had a nickel for every time someone asked me, “What score do I need?”, I’d have a nice little pile by now. It’s usually the very first question on the call, and I understand […]

By Diane, PBC Finance I love a good used truck. In 30 years of helping truckers get financed, I’ve watched a lot of owner-operators build solid businesses on a well-kept used semi. You often pay less than you would for […]